How we work
We have access to the comprehensive range of product providers. We use advanced computer software to research, compare and select the most suitable deals currently available. We are thus able to make arrangements to maximize the benefits to our clients.
You'll get our help to review your mortgage requirements, or your existing mortgage if you already have one, to make a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us - the first one-hour consultation is free. There's no charge, and no obligation, while we find out together if it's worth going ahead.
Depending on your instructions we will source a mortgage/ re-mortgage for you, and advise on any related life insurance cover and/or Building and contents Insurance and Accident, Sickness and Unemployment cover.
For Building and Contents Insurance and Accident, Sickness and Unemployment cover we usually offer products from a single provider.
You will receive professional advice about where your financial arrangements are already good, and where they're inadequate (or not covered at all).
You'll also have our help in deciding how much you can afford and the best way forward. And of course it will all be sensibly balanced in relation to your current income and your prospects.
In almost all cases we are able to make arrangements which clients would be unable to make for themselves. All our proposals will be fully explained and costed so that you'll know exactly what and why before you agree to anything.
Your home may be repossessed if you do not keep up repayments on your mortgage.
For details of our fees for mortgage business please see our page "How we are Paid".
For protection we offer products from a limited panel of providers.